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Trane XC95m Furnace

3.6 of 5 stars 21 reviews | #4 of 16 Furnaces
Updated: Jan 22, 2019 | Read more about Trane Furnaces | XC95m Warranty

Overview of XC95m

The Trane XC95m is a gas-powered furnace with an AFUE of up to 97.3% and an EnergyStar rating. This is one of Trane's top-of-the-line furnaces, and it includes a variable speed fan, a dehumidifier, the ComfortLink II communicating technology, and can optionally be controlled remotely through a Telephone Access Module. It is known for running quietly relative to similarly sized furnaces.

The furnace also includes the Trane CleanEffects system, which filters out pollutants and more than 99.9% of air-borne allergens.

Furnace Filters for the Trane XC95m

Air Flow Configuration Cabinet Width Filters
Upflow / Horizontal 17-1/2" 1 17x25x1 filter
Upflow / Horizontal 21" 1 20x25x1 filter
Upflow / Horizontal 24 1/2" 1 24x25x1 filter

Consumer Reviews of the XC95m

  • Very Satisfied
  • Somewhat Satisfied
  • Neutral
  • Somewhat Unsatisfied
  • Very Unsatisfied
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Compare to Other Trane Furnaces:
5 of 5 stars Green Bay, WI
Date created: 2019-01-22

Great Furnace

This furnace is as close to in-floor heat as you can get. When you get older you like the constant warmth and the furnace delivers that, I also have an open concept home that can be noisy and you hear everything but I don't hear this furnace very quiet, I love this furnace

2 of 5 stars Seattle, WA
Date created: 2017-11-15

Furnace Great, Thermostat Not So Good

This unit replaced a York that was a reliability nightmare. It includes the Trane xl1050 thermostat. We've had it 6 months and it is now starting it's first winter. While I love they way it gets heat to our former cold spots, I'm finding things actually get too hot for a few hourse when it cranks up in the morning. I program the heat down to 65 degrees at night, and then up to 70 degrees at 7 am. Using 2 independent thermometers, I find that the thermostat doesn't show it is at 70 degrees until about 45 minutes after the 2 thermometers show it was there. By the time it shows that 70 degrees, the thermometers say it is actually 74 degrees. Further, even when the thermostat says it is at the programmed temp, it keeps going for another 20 minutes, by which time it shows 71 degrees while the thermometers show 75 degrees. After a few hours, the thermostat and thermometers all settle down to 70 degrees. Trane acknowledges they have a problem. They hope future software will fix it, and they want me to add a wired remote temp sensor (they don't yet have wireless sensors) my cost. Aint going to happen....I Am exploring using an Ecobee but it apparently will have somewhat different performance of the modulation.

1 of 5 stars Toronto, Ontario, Canada
Date created: 2016-02-29

Terrible product/customer service

I had a Carrier furnace for 13 years and never had an unexpected breakdown. Last year after house renovations we decided to get a Trane furnace simply because "you cannot stop a Trane". We paid over the odds and the furnace was installed in late August 2015. We actually did not turn it on until it got cold in mid-October. On December 29, 2015 the furnace broke down. The hot surface igniter had actually cracked. The company that installed it did not have a spare and all the dealers were closed for New Years. We had to go without heat for 5 days. Trane customer service is appalling. I filed a compliant on their website and asked for stats on Trane furnace breakdowns. They did not bother writing back to me. Two months later I called them. They told me that they don't have breakdown statistics, which is hard to believe. I think people should think twice before buying a Trane product. I will never buy a Trane again.

3 of 5 stars Chicago, IL
Date created: 2015-10-20

If ten years is worth it, Trane's for you.

I never had any issues with my Trane. I had some cold rooms, but that was the builder/installer's fault. The negative is at 10 years it died, no warranty. Carbon Monoxide level of 9. The broken part was still under warranty but the contractor talked us into a new one because waiting a week for the old part after a complete dismantle to get the warranty part out would cost as much as a new unit.

5 of 5 stars Calgary, Alberta, Canada
Date created: 2015-06-02

Good systems

We live in Calgary, Canada, where you need good heating from October to April. We installed an 80 and a 60 at the same time - one for upstairs and the other downstairs. We also included communicating thermostats. They've been in use now for 3 winters and never a peep wrong with them. One service call last spring. These are great units that modulate with variable fan speed and they only really are on full burn when raising the temperature in the morning from an overnight setback. I cannot believe it when reading about the poor performance from other users - maybe it's the quality of the installer.

5 of 5 stars Fort Worth, TX
Date created: 2015-05-29

I highly recommend the Trane XC95m Gas Furnace

I had a Trane XC95m installed in one of my rental houses in Lenexa, Kansas two years ago. This particular rental is a two-story house with 4 bedrooms and 2 baths, with a total of 2275 square feet. This gas furnace has proven to be extremely powerful, reliable and efficient. The capital costs of this furnace are rather high, but the return on investment will be sooner than later due to the reduced operating costs and low natural gas prices right now. This furnace has an efficiency of around 97% and is very quiet during operation. Another perk is that it is environmentally friendly. Since this furnace is relatively new, I have not had to repair it as of yet. The only negative that I can think of with regards to this furnace is the high cost (including installation). As far as operation and reliability, however, I have no regrets in choosing the Trane XC95m. I would buy it again and would definitely recommend it to a friend.

1 of 5 stars Central Indiana
Date created: 2015-03-30

Worst equipment I've ever owned

I purchased a Trane XC95m furnace in October of 2013. They have been to my house 24 times in 16 months. At first it was installation problems. Then it started burning out igniters. That went on until fall of 2014. It started eating them 1 every 2 weeks. They told me they needed a new board design and a new igniter, but they weren't available. It took two months and me screaming at the top of my lungs to get anyone to listen. The new board comes in. They install it and within 2 weeks I go to let the dog out and I hear the A/C unit trying to run outside. So I call again. They come out and by the time they got there the induction motor sounds like it's going to fly apart. Well the A/C unit has a contactor stuck; it needed a new contactor, and a new induction motor. I had to wait for over a month to get those installed. Those will be installed tomorrow. Over the weekend the furnace just shut down. The service tech says it's a false code. The only way to get it to straighten out is to cycle the service switch off, then back on. That's not a fix. That's a bandaid. This has by far been the worst piece of equipment I have ever purchased in my 54 year life. Very unhappy. I am looking into a lawsuit now.

1 of 5 stars Bentonville, AR
Date created: 2015-03-29

You can't stop a Trane...from sucking the propane down

Replaced a 15-year-old worn out Trane heat pump with electric back up heat with a Trane XC95m 95% propane furnace. Fully modulating, the best Trane has to offer. Based on the electric rate vs propane cost, there should have been a savings of 25%. In reality, there turned out to be an increase of 29% in cost of operation. I have proof and documentation that even the experts at Trane can't dispute. They sent out a field rep. Meaningless. Of course, they refuse to do anything about it. Thank goodness, I contracted through Lowe's. They are standing behind me. No hassles at all. They are going to replace my entire Trane system with Lennox. You can't find better customer service than Lowe's. These people are awesome. Bad customer service is catching up to Trane. Home Depot has quit handling Trane and Lowe's is doing the same.

1 of 5 stars Sherwood Park
Date created: 2015-01-21

Extremely frustrated

We bought two furnace units and two air conditioners in 2013 and it's the second time the furnace has stopped working. I have two little kids and two very old handicapped people at home. My daughter and mother got sick because of the cold; although I bought four heaters, it's still very cold in the house. I called the person who did the installation. He responded and said he will send someone; let's hope for the best. But I am very disappointed. My previous old-style furnace never, ever stopped like that. I bought this new furnace to save electricity, so I don't know about money but the furnace will ditch you when you need it. I am thinking of taking a legal opinion.

2 of 5 stars Kernersville, NC
Date created: 2015-01-07

Great unit, when it's running

I bought this Trane system around the first of 2011. When this unit is running properly it is absolutely the best unit around. It is so quiet, all you feel is the warm house being heated with this unit, which is a split system that is a heat pump, with an auxiliary natural gas fired furnace. When this unit was relatively new, I started having problems when the unit was supposed to make its switch from the heat pump mode to the natural gas furnace mode. Normally, this happened around the coldest day of the year. When this unit malfunctions, the furnace will not light and you wake up to cold air coming out of the air ducts. The house gets very cold pretty quickly due to the cold outside temperature. I am very afraid that this unit will malfunction some day when we are away from home, and on our return to home we will find that all our water pipes have frozen in our absence. When this happens (heaven forbid), we will be up the creek without paddles. The total price tag on this Trane system was over $11,000.00. When this kind of investment is made buying top of the line equipment, I for one, expect a little more. I have my fingers crossed, hoping this unit will keep running today, because tonight the temperature is supposed to drop into the teens. This unit was purchased from: Cook's Heating & Cooling in Rural Hall, North Carolina.

1 of 5 stars Baltimore, MD
Date created: 2014-02-09

Worst Equipment Yet

My XC95m has had several issues, I have 4 of these furnaces in my home and every one of them has had problems. 3 have had gas valves replaced, 2 blower motors replaced. All have had circuit boards replaced at least once. Pressure switches, well have to keep 5 spares on the shelf. This is by far the worst equipment I have ever owned.

5 of 5 stars Ontario, Canada
Date created: 2013-06-22

Survived its First Two Canadian Winters!

We are from Canada and bought this furnace two years ago, and after two Canadian winters we are so far very satisfied with it. I have heard from others that the skill of the installer is the better part of success with furnaces and AC units, and we had a good company and crew that installed ours. We also purchased the CleanEffects air cleaner unit that we also like and when the warranty runs off of our Coleman central AC unit next year, we plan to install a Trane central air unit too.

5 of 5 stars Erie, PA
Date created: 2011-07-22

Wonderful product

Trane furnace installations are straightforward. Their new communicating system only requires three wires. Ours is the top of line XC95m model. It's a condensing furnace so it used pvc to connect to the outside to breath. It's the quietest furnace I've had. My last furnace sounded like a jet engine starting up. This furnace starts and runs so quietly I actually had to put my hand over the register to see if I could feel any air. It was on but we couldn't hear a thing. Amazing! We hired the best hvac company in our area to assure a quality install was done and that great service would be provided. So far its been great.

5 of 5 stars KS
Date created: 2011-06-13

Great furnace

I've had the XC95m for 5 years with no problems. Reliable and efficient.

5 of 5 stars
Date created: 2011-06-03

Trane Rocks

Bought XC95m furnace with all the goodies including AirEffects three years ago. I can't believe the difference. Its quite, air is cleaner, allergies have been releived(inside), etc.... While not cheap if installed correctly it will satisfy! I've owned Carrier, York and Lennox over the years and can honestly say nothing beats a Trane.

5 of 5 stars
Date created: 2011-05-26

Best of the best

Bought an XC95m furnace, CleanEffects Air Cleaner and XL16i A/C unit. What an awesome system! Our gas budgeted dropped from $220/mth to $175/mth and electric budget dropped form $190/mth to $120/mth. Its an expensive set-up but we don't plan on moving from this house so we will re-coop the investment. Our prior furnace(Carrier) was bleeding us dry with repair costs so we needed to upgrade anyway. Trane system is quite, efficient, keeps temperature steady, doesn't seem to struggle no matter the outside temp - its been a winner. The CleanEffects is amazing!. The amount of crap it pulls from the air is awesome. I clean it monthly because it seems to pull so much out of the air. My wife even notices that we have much less dust settling on the furniture. Love it!

5 of 5 stars Rumford, ME
Date created: 2011-04-26

Great furnace

Purchased a entire Trane set-up, XC95m furnace, Trane CleanEffects air cleaner, Trane humidifier and Trane XL16i a/c. Replaced a Carrier set- up that went bad in 8 years and was nothing but a pain. The difference is amazing, I barely hear it running, gas bill has gone down over 30% and the unit is made like a tank. The temperature swings are non-existent, about 1.5 degrees. I had some cold spots in the house in some upper bedrooms which somehow this system removed them. It's expensive -- I dropped $11,000 which was hard to do, but we priced other options and a new carrier set-up was the same price and some other lesser known brands were only about $1,500 cheaper. I would make sure you get the best installer you can, it makes all the difference. Make sure they do a load analysis on your house, they found our return ducts too small for the a/c we had and the furnace BTU’s too small for the size of house. We paid the price of having a poor installer the last time.

5 of 5 stars Albion, MI
Date created: 2011-04-19

Love it

Had a new Trane Furnace/ Trane Clean Effects, A/c and Coil installed. Replaced on 9 year old Lennox system. Hated the Lennox, always had problems. The new system is a fully modulating gas value and I have yet to hear the furnace kick on full. There are NO temperature swings in the house, just like the installer said. It keeps the temperature so close to the setting is unbelievable. I've also notice that with the old system I used to get condensation on the windows when it gets really cold outside, no more - I'm guessing its related to the temperature swing being so minimal it doesn't need to 'blast' humidified air into the house.

5 of 5 stars Dayton, Oh
Date created: 2011-03-31


Had X95m Gas furnace installed two years ago. Could not wish for more. Its quite and my heating bills dropped by 35% and cooling bill dropped a whopping 45%. Installer was great, did follow-ups to verify performance and our satisfaction. Had a 6 year old Carrier System replaced that was nothing but problems from day 1. Make sure you find a very good installer, a great furnace installed poorly will perform poorly. Be careful of low-ball prices the same way you would of overpriced products.

5 of 5 stars Akron, Ohio
Date created: 2011-03-17


Bought an XC95m Furnace, CleanEffect filter and XR15 A/C. Replaced Carrier units that lasted on 8 years. Th key is finding a reputable installer...they completed a thorough analysis and found the return ducts too small for the sized units I had. They explained that it creates issues when the furnace can't draw the required air. One of the reasons why the old furnace lasted only 8 years. 8 months into the new equipment and everything runs great, seeing an 30% drop in electricity usage and gas is down about 20%. While Trane is expensive it's a purchase I would make again. Can't emphasize enough to make sure you find the right installer.

3 of 5 stars ontario , canada
Date created: 2011-02-04


I plan to replace my 1 year old York single -stage with a Trane xc95 this Spring. Now I am really confused about the Trane from what I read here. My York will only run on the third speed or it overheats . The air noise it causes is too much for us to toletrate so we plan to buy a Trane XC95m which I understand is much quieter and more efficient too. Am I wrong ? I will welcome your feedback. Thanks.

Other XC95m Reviews

Several reviews on seems to really like the XC95m, comparing it favorably to models from York and Lennox. However, several others complain of persistent errors, particularly with the control board. contains a number of positive reviews of the XC95m, especially used in combination with the XL900 communicating thermostat. The communicating thermostat helps the user to take full advantage of the furnace by gearing its output properly relative to the situation in the house.

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Trane XC95m Model Numbers

The XC95m is available in different models which vary in efficiency and capacity.

Model Number AFUE BTUs per Hour
TDHMB060ACV3VA 92.1 60,000
TDHMB080ACV3VA 95 80,000
TDHMC100ACV4VA 95 100,000
TDHMD120ACV5VA 92.1 120,000
TUHMB060ACV3VA 95 60,000
TUHMB080ACV3VA 95 80,000
TUHMC100ACV4VA 95 100,000
TUHMD120ACV5VA 95 120,000

XC95m Warranty

The heat exchanger in this model comes with a limited lifetime warranty. The other parts carry a ten-year warranty. Both warranties can be extended for an additional cost, and you can also purchase transferability (so that future owners of your home may qualify for the warranty). To qualify for either warranty, you need to register the furnace within sixty days of buying it.

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